On the following screen you’ll be asked to accept the Terms & Conditions, and once that’s done, you’re all set. You’ll then be asked to create a 4-digit PIN, for security purposes. Just tap Walmart Pay on the home screen of the Walmart app (it’s toward the bottom). Once you have a payment method on your Walmart account, activating Walmart Pay is super simple too. If you’re adding your card from your smartphone you can use the app’s built-in camera feature to capture all your card information without having to type it in. Once you’re signed in, add your debit or credit card to your account by clicking on “Account” on the bottom right of the app home screen, and then clicking on “Payment Methods.” For initial setup, you need your card number, expiration date, and security code, along with your personal information such as address and phone number. If you don’t have a Walmart account, you can create one in just a minute or two. To start, just download the Walmart app for iOS or Android and enter your Walmart account information. And you don’t have to be tech-savvy to use it. That’s right, a simple tap and snap is all it takes to buy basically anything and everything at the nation’s largest retailer these days. One of the newest kids on the pay-by-phone block is Walmart. If you don’t want to be an old fogey still paying with a debit card in 2020-pay attention-because these are the payment services that are going to rule your digital life sooner rather than later. But just as debit cards made cash a relic of years gone by, smartphones are now doing the same to plastic.Īccording to analytics firm eMarketer, mobile payments in stores are expected to top $114 million by 2018, with the average person spending almost $2,000 per year using their smartphones at the checkout. A lot of us did, because debit cards made it really easy to pay for something without the need for a fistful of paper bills. I stopped regularly carrying cash sometime in the early 2000s.

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